Steve Mack, President of Texas Heritage Bank, joins Justin for a conversation about banking in the Texas Hill Country. Steve helps us understand the different style of banks we have in the region and talks about the bright future he sees ahead. Together, we dive deep into how Kendall County funds economic development and whether the current model is sustainable. We also cover several regions in Texas through Steve's professional journey, from the Panhandle to Boerne, via Dallas.

Steve Mack, native Texan, is a 41-year community banker and is Chairman & CEO of Texas Heritage Bank, Boerne. The 92-year-old community bank, which Steve and his business partner, Jack Griggs, bought in 1994, has locations in Boerne, San Antonio and Cross Plains. Prior to joining Texas Heritage Bank, he lived and worked in the Dallas area where he began his banking career in 1982 with RepublicBank Dallas. Steve has been a member of the Board of Directors for three different community banks including Sanderson State Bank, First State Bank of Abernathy and Texas Heritage Bank.

Steve has served the banking industry as a member of the Board of the Texas Bankers Association (2016 – 2019), the Independent Bankers Association of Texas - IBAT (1999 – 2006) and as a member of the Bank Advisory Council of the San Antonio branch of the Federal Reserve Bank of Dallas (2011 – present). He is a 1982 graduate of Abilene Christian University (BBA in Finance). Active in the community, Steve serves on the Board of Directors for the Boerne - Kendall County Economic Development Corporation. He recently served as Chair of the Boerne ISD Long Range Planning Committee. He currently serves on the Board of Directors for Das Greenhaus, a business incubator in Boerne.

Steve and his wife LaDonna reside in San Antonio. Their family includes five adult children (four of whom are married) and ten grandchildren.